How Terms Apply Across Indonesia
Our Terms & Conditions describe the agreement between you and us when you create, access or use an account. They cover accurate registration details, one personal account, phone verification before account access, wallet ownership and the checks needed when an account action affects funds. DANA, OVO,
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GoPay and QRIS may appear as payment records, but each transaction remains subject to the method rules and account checks shown at the time. We may pause an account action when details conflict, a payment record cannot be matched or additional verification is needed. Access and
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eligibility depends on local law, and we apply the wording where local law permits. If we change a policy, we will place the revised wording on the relevant policy page and identify the effective date. You should read the current Terms & Conditions before opening an
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account or requesting a wallet action.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.